Built on
Real-World
Expertise.
At Investor Bridge Funding, we believe homeownership should be within reach for qualified families and individuals who may not fit the strict guidelines of traditional lenders. We provide flexible real estate financing solutions that help homebuyers and investors move forward with confidence. Founded by Tracy Thibault, the company is built on the principles of integrity, transparency, and personalized service, with a commitment to finding practical solutions that help clients achieve their real estate goals.
We understand that many hardworking buyers face financing challenges due to self-employment income, credit history, unique financial circumstances, or timing—not a lack of responsibility. Our approach is to bridge those gaps with responsible financing that helps families purchase homes, build financial stability, and create opportunities for long-term success while supporting investors who provide quality housing within our communities.
Every loan we fund has an impact beyond the closing table. By helping families move into homes, Investor Bridge Funding also supports local Realtors, title companies, contractors, inspectors, landscapers, house cleaners, movers, and other small businesses that contribute to thriving neighborhoods. We measure our success by the families we help, the partnerships we build, and the positive economic and community impact we create through responsible lending.
Strength in Structure
Reliability
I bring structured solutions and proven security to every real estate transaction, ensuring your vision is backed by private lender stability.
Expertise
Deep market insights across single-family, multi-family, and apartment complexes let me navigate complex funding landscapes with precision.
Efficiency
I eliminate friction in the capital-raising process, delivering funds with the momentum your investments demand—faster than traditional banks.
Loan Process
Application Process
Think of this as formally requesting a loan. You'll submit a comprehensive form detailing the property, your ability to repay, and relevant background information about the investment.
Review and Approval
Once your loan request is submitted, I assess it personally. I scrutinize the asset, financial position, creditworthiness, and purpose of the loan to make a sound lending decision quickly.
Loan Terms and Conditions
After approval, you'll receive a term sheet laying out the loan amount, interest rates, points, and repayment structure—clearly and transparently.
Start Loan
Once approved and terms agreed upon, you officially start the loan process. This involves signing paperwork and finalizing the details of your transaction.
Document Collection
You'll provide documents to support your application—property information, purchase agreement, identification, and financial documentation as required.
Underwriting
A thorough check of the deal's financial situation and risk profile. I want to ensure I'm making a smart decision by confirming the asset supports the loan.
Close Loan
After successfully completing underwriting, you reach closing. This involves settling remaining details, finalizing paperwork, and fulfilling all conditions of the loan.
Disbursement and Repayment
Once everything is squared away, the loan funds are wired. You'll then begin repayment per the agreed-upon schedule—typically interest-only during the loan term.
Private Capital Access